Penny Wise Dollar Foolish

Penny Wise Dollar Foolish

In organizing our computer files and our paper…I thought the next logical area of our lives was our money.  This may not be the post you think it will be though.

I won’t be giving you advice on budgeting or on how to save for retirement or that next big vacation.

Money is a touchy an highly emotionally charged topic.  There are thousands of articles and posts and ideas about how to make money, make extra money, invest money, manage money, spend money wisely and many other things you can do with money.

There are also a thousand ideas about the good money can do and the evil money can create.  

Like I said–money is a highly charged subject.  What I am talking about here is the respect of money–having control of your money so it does not control you.

I have been very fortunate to have a healthy respect for money, and to have been given direction by a very intelligent person. I am not greedy, I work hard, I save, and I pay all my bills on time.  I’ve made money mistakes and I have fixed them.

Not everyone has a relationship with their money like that. And so many people feel “disorganized” when it comes to their money. There is always more month at the end of the money because of the decisions we make.

If you really think about it money is just something we exchange for something else. Simple.

So here are my suggestions on organizing your money. Make an honest living and collect your money. Save some and spend some, but don’t spend more than you make.

Of the amount you spend, make sure you are generous with people who need it more than you do. The money you give away usually comes back to you doubled.

And my final piece of advice on organizing your money:

Don’t pretend you don’t understand money,or how you never have enough.  We make choices everyday that disorganized our financial lives.

Today, start fresh, make the choices that will lead to an organized financial life. Like organizing your computer files and the paper in your life, organizing your financial life takes work–but once you set up a system–you just have to maintain it.

Money comes and money goes. Enjoy it, save it and share it–every step of the way!

Follow me on Facebook and on my Pinterest page and have fun!  

Of Stuff and Money

Of Stuff and Money

A funny thing happened on my way to the trash bin…I started having “declutterer’s remorse”.  I started thinking about all the money we have spent on the things we were now giving away, throwing away or selling at a VERY reduced price.

I had to take a step back, take a deep breath and remind myself of the reason I am doing this…and it felt so good.

My main reason–is to have more!  Not more stuff!  But as I’ve mentioned before…more space, time, money and happiness.

I am so excited as I already see some of my spaces open up–and how I am thinking each day of ways to organize better, and keep those spaces clean and beautiful.  So the more space is really coming along!

And I did not realize how freeing decluttering would be in finding more time for myself.  I mean really, we all have the same 24 hours a day–but if I’m not searching for my car keys for 15 minutes just to find them under the pile of mail I brought in last night, I’ve gotten 15 minutes of my life back!  

Not to mention that an uncluttered house is easier to clean: more time for me.  Simplifying all my stuff makes my routines shorter and quicker: more time for me. And I don’t have to worry about maintaining, storing, searching through or finding new places for my unused or unusable stuff: more time for me!

I really like more time for me!

The money concept is a little harder because obviously unless it was a gift–we spent money on all this “stuff” we are now calling “clutter”. Ouch!  Yes we have bought useless stuff, I accept that!

For all the stuff we bought and enjoyed, well, we can call that an entertainment expense.  And for all the things that are still good and we are donating–they will live on, hopefully, with someone that can get good use out of it.

When I think of my goal of more money–decluttering and the decision to be stronger and wiser in future buying decisions–could mean more money.  And certainly all the hours I have spent decluttering and thinking about decluttering and not cluttering again are hours (and money) I did not spend on Amazon!

Pretty sad when the UPS guy knows you by name!  

More happiness?  Absolutely!  Decluttering is a way to open you up for all the good things you have coming your way.  All the new opportunities, something better that you have been planning for your life, or even just more peace in your surroundings will contribute to a healthier life.  

What dreams or plans have you been putting on hold because there is just no room for them in your life right now?  How does the thought of decluttering make you feel about the money you have spent on stuff?  Look at your future goals, can doing some decluttering put you on a path to reaching them?  Comment below to share your experiences!

And as usual check out my Facebook page and the ideas I have pinned on Pinterest! And have fun!